our services

What is financial advice? To some people it means investment planning. To others, it means tax planning, or estate planning or insurance. Many firms specialise in one or two of these areas. SPP are different.

our areas of expertise

• Retirement planning in the lead up to retirement and advice for people already retired. We incorporate tax planning strategies, explore superannuation opportunities, review and maximise eligibility for Centrelink entitlements, manage cash flow and income planning.
• Wealth creation and preservation strategies for professionals and small business owners, incorporating salary sacrifice strategies for employees, gearing and asset protection.
• Strategic advice to help you manage lump sum payments such as inheritances or compensation settlements.
• Intergenerational planning, estate planning, and asset ownership strategies.
• Advice to business professionals, including accountants and lawyers, to enhance the services they provide to clients.
• Guidance and strategy advice with single and multiple legal structures such as self-managed superannuation funds, companies, partnerships and trusts.
• Tax return preparation and strategic tax advice. SPP Taxation Services is an in-house tax service available to our clients for expert advice with tax planning and for completing tax returns.

Our philosophy is that a financial adviser uses their expertise to build the right asset allocation for clients based on the appropriate financial strategy, and the actual investment component is then left to a specialist fund manager.

SPP uses the skills and experience of the ipac group to manage the investment portfolios through its multi-manager approach. ipac constructs, implements, manages and monitors portfolios that are constructed to capture the long-term wealth creation potential of investment markets.

The ipac portfolios have 26 specialist fund managers utilising over 2,000 investments, which means our clients have access to highly diversified and actively managed portfolios.

With ipac professionally managing your portfolio, your SPP adviser has the time to focus on the strategy you need to achieve your goals.

Four principles that underpin the investment process are Quality, Value, Diversity, Time™.

Quality sustainable contribution to wealth creation
Value asset prices can be defended and sustained
Diversity of the drivers of investment returns
Time discipline, not emotion, must drive investment decisions

private client service

ongoing meeting program

When you become an SPP Private Client, we provide an ongoing meeting program that is designed to keep you informed of any changes that affect your circumstances. This ensures that you always know exactly how you are travelling against your goals.

Once your strategy is in place you will meet with your adviser within three months of becoming a Private Client so that we can review and confirm the recommendations have been implemented. After that, your adviser will meet with you at least once per year to conduct a thorough review of your situation.

You are also welcome to initiate a meeting with your adviser if anything arises in relation to your personal circumstances that may affect your financial plan.

ongoing financial modelling

When reviewing your situation we consider:

• changes to legislation
• opportunities with taxation, superannuation or government benefits
• cash flow management and debt
• estate planning and asset protection

Our communication program includes:

• seminars and client briefings
• portfolio reporting services
• a quarterly newsletter
• access to your investments online

We encourage you to contact your SPP adviser at any time to keep us informed of any significant changes in your personal circumstances.

SPP Taxation Services

As an SPP Private Client you also have access to our exclusive tax service, which means that all your financial planning and taxation needs can be conveniently handled under the one roof by a team of dedicated professionals.